Friday, July 15, 2016

THE CFPB COMPLAINT ABOUT OCWEN CRIPPLING US FINANCIALLY WITHOUT CAUSE


Ocwen continues to block all my efforts to get a personal loan to pay for the three surgeries my autistic son needs. James is very ill. Every time I have tired to apply for a personal loan in 2016 I find my credit score has suddenly dropped from "VERY GOOD" to "POOR" over night and it is always because OCWEN has sent incorrect information to the credit bureaus.



This letter to Attorney General Harris describes the nightmare Ocwen has made of the entire year of 2016. They are endangering the life of my disabled son:

Dear Attorney General Kamala Harris, Department of Justice,

Dr Giri Palani DDS , (310) 894-8337 gpdds@msn.com, is trying to help my autistic son James with a severe dental problem but OCWEN keeps making my credit score go up and down like a yo-yo preventing me from getting a loan. James could get a brain and heart infection if we keep putting it off because OCWEN keeps changing my score from "very good" to "poor" by their constantly taking my loan on and off of my reports. James already has a lung infection. All this delay could cost him his life.

 

I pay all my bills on time. I have never been late on any bills since I became a single mom.

 

I have a blog which shows OCWEN has been doing this to us all of 2016:

 

https://twitter.com/damejemarshall/status/753942972840849409

 

My OCWEN loan is being reported as closed, AGAIN. This is not true. My credit score fell from very good to poor the day Ocwen started changing what they report to the bureaus. This denies me the ability to get a loan to fix my autistic son's broken teeth. James has a lung infection. He could get a brain and heart infection if OCWEN ruins my credit all 2016 in spite of my perfect payment history. They are preventing me from conducting business as usual. They have crippled me financially all of 2016 when they first began attacking my loan in good standing.

Please make them stop destroying my good credit. OCWEN claims they HAVE to ruin my credit anytime I contact the Dept of Justice or CFPB. They expect customers to be afraid to ask you for help for fear of having their credit score drop drastically if they do. That is wrong. Please help me so I can get a loan for James' dental surgery with Dr Palani before something terrible happens to James. Thank you.

Sincerely,

Jennifer Marshall

twitter.com/damejemarshall/status/753942972840849409

Myocwenloan.blogspot.com

 
What do you think would be a fair resolution to your issue?

I would like the CFPB to take legal action against OCWEN for this continuing damage to our lives that is completely unjustified. OCWEN told me that whenever I complain to agency about them it is their policy to remove my loan from my credit report. That keeps us financially crippled.
 
 
Contrary to what OCWEN is reporting to the credit bureaus, my loan is NOT paid in full, the Most Recent payment was in July, Not May and my LOAN is not closed and my loan was not taken over by another party and I have paid on time for six years, not a few months.